Interest rate and tenure are not the only two factors to consider.
In DigiLocker, a user can get different government departments to issue documents in digital format. At present, there are 117 such issuers. You can get PAN, Aadhaar, vehicle fitness certificate, vehicle tax receipt, class ten and twelve mark sheets, driving licence, caste certificate, ration card, birth certificate, college degrees and diplomas, marriage certificate, and many more.
Employers will now need to furnish detailed break-up of exemptions that an employee has claimed.
Investors need to evaluate the offerings of a broker in totality before selecting one.
According to industry players, over 50 FMPs have exposure to Zee Group companies.
Irdai to allow 12 minor changes including expansion of critical illness and day care procedure lists, premium payment in instalments, change sum assured, etc.
The biggest challenge with public sector banks is the processing time, which is why starting early helps.
The elections held in April-May 2019 will be an important determinant of future growth and investment.
General insurers in India have started campaigns highlighting the benefits of buying a student's travel insurance in India, as opposed to buying one offered by the university abroad, says Tinesh Bhasin.
It neither mentions timelines for refund or compensation, nor talks about penal provisions for airlines.
It's not unusual for the tax departments to freeze bank accounts and there have been instances of the authorities recovering the outstanding from the bank, though such course of action is not common.
'Our pet insurance policy is similar to the health insurance for humans.'
'To save the LTCG, it's always better that the owner of the property that was sold also becomes the title holder in the new one.'
Besides LTCG tax relief, permitting taxpayers to declare two houses as self-occupied brings a huge relief.
When you buy a stock, especially a mid- and small-cap one, have a price target. Once you hit the target, exit the stock, advises Joydeep Ghosh.
For a borrower, who has serviced his loan without missing any repayment, the banks will be willing to take over the loan, give a top-up, and would offer lower interest rates, says Tinesh Bhasin.
If you have been planning to buy a house, don't postpone your purchase. Developers are offering discounts, freebies and attractive payment plans.
Here's a quick guide to navigating and ordering from global websites.
Tinesh Bhasin explains the tax liabilities that accompany receiving a gift.
State real estate regulators are the best option for home-buyers when it comes to seeking relief. The cases are disposed much faster, and the individuals don't need to engage lawyers as the process is simpler, says Tinesh Bhasin.
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